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Small Business Bestie
Entrepreneurship is hard, and sometimes we could use a friend to walk a mile in our shoes. Small Business Bestie is here to provide that friendship, support, and inspiration that small business owners need from time to time.
Small Business Bestie
29: Exploring Real Estate and Creative Freedoms with Christine Palm
Christine Palm didn't know it, but her entrepreneurial spirit was sparked at age seven when she scraped together enough money to replace her stolen bike. On the Small Business Bestie podcast, Christine takes us on a journey from that defining childhood moment to her many side hustles, including an unexpected success in acrylic pour painting alongside her husband. Their creative process is a fascinating dance of spontaneity and meticulous planning, revealing the unpredictable financial rewards that can come from pursuing one's passions.
Our episode also highlights a guest who embodies the concept of being multi-passionate. While building a career in real estate with a focus on off-market properties, they have also channeled their creativity through music, roller derby, and culinary arts. Their story underscores the freedom and fulfillment that comes from embracing diverse interests, and we discuss the power of networking in the real estate industry, where connections can transform professional paths. A venue change for their networking events signals growth and reflects an adaptive mindset in their bustling real estate journey.
Networking, particularly in real estate, is a skill that can open countless doors, and we dig into how different professionals—from landscapers to investors—can benefit from these interactions. By organizing welcoming networking groups, I’ve seen firsthand how stepping out of comfort zones leads to personal and professional success. Whether you're a seasoned professional or just starting, our community at Sidewalk Property Solutions is a hub for shared learning and action-taking opportunities. Tune in to gain insights, hear personal stories, and gather strategic advice that could inspire your next entrepreneurial or creative pursuit.
Follow Christine on Facebook: https://www.facebook.com/whips55.christinepalm
Follow Christine on Instagram: https://www.instagram.com/christine.palm.realtor/
Check out her website here: https://www.sidewalkpropertysolutions.com/
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Connect with Michelle on Facebook at https://www.facebook.com/bestiemichellesmock
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Small Business Bestie is edited by Bourbon Barrel Podcasting
Welcome to the Small Business Bestie podcast. I'm your host, Michelle. We are creating community and coaching women entrepreneurs, and we are so glad that you're here. Let's meet. This week's small business bestie, Christine Palm, is joining me today to talk all things entrepreneurism, and I'm really happy to have her in. We've been trying to record together for months now and it just hasn't worked out. But here we are today and I'm going to start things off a little different. Usually I ask you to tell me your name and a little bit about you and your business, but today I want to start by asking you about your origin story, because I know we've discussed it a little bit and it's so cool. So yeah.
Speaker 1:So I like to think I'm an entrepreneur. I really dislike having a job and I hate having to go and punch the clock. But I think it all started when I was seven. I was seven years old and I lived in the Bay Area of California. I loved riding my bike around the neighborhood. Do it all day long if I could, and I would just, you know, throw my bike in the grass, come inside and my parents told me you know better not leave your bike out there. You got to put it away, otherwise somebody might steal it. And I was like, yeah, yeah, you know. And then my bike got stolen. Well then my dad said well, you didn't take care of the things that we gave you, so we're not going to just give you another one. If you want a new bike, you need to buy it yourself.
Speaker 2:Your dad is so mean.
Speaker 1:And I was like, okay, and my family did not get allowance, we did not get money from our parents ever really and so I just went out. It was like fall season and I went door to door this little seven year old and I said, can I rake your yard? And I think I cleaned people's bathrooms and just went out and hustled and I remember I saved $67. My dad was super impressed and he said wow, you've done a really good job. Let's go get you a bike, and if this isn't enough money, then I'll pay the difference and you can pay me back. And I was like I don't want to pay you back. So I found one at Toys R Us on sale and I had some change left over and I bought my own bike and I was hooked. After that I would go out and just make money all growing up doing different odd jobs here and there, trying to start different businesses. But yeah, that's awesome.
Speaker 2:I love it. So you've been like hustling your whole life. Then what is your favorite like side hustle that you've tried to start that maybe did or didn't work out?
Speaker 1:well, I didn't start it as a side hustle but, like the Olympics just happened in Paris, right, and Snoop Dogg, for some reason, was there, for some reason, a sponsor or whatever. But I saw a post where it said Snoop Dogg wins gold medal for the most side quests and I was like that's so awesome. I want to win like silver or something for the most side quests because, like I have so many different hobbies. And last year my husband and I started making paintings because I was like you know, I love watching Netflix, but we need to do something else. We need a hobby that we could do together.
Speaker 1:Yeah, and so we found some youtube videos people making acrylic pour paintings and we're like, oh, you know, like that sounds fun, let's do it. So we started making these paintings. I made a little like instagram page for it and started posting it and went out into my facebook and I think we like sold like at least a thousand dollars worth of paintings. Wow, and just came from like a hobby, that's crazy. So I was like, well, that's cool, whereas, like, I've tried many businesses where I didn't really make any money.
Speaker 2:Yeah.
Speaker 1:And it was just like stressful trying to make money, but yeah, so that was really fun, that's awesome.
Speaker 2:So with your paintings, are you still just doing like the acrylic pour paintings or have you branched out into other kind of?
Speaker 1:modalities. Yes, so we make our paintings in a garage. So last year, when it started getting cold, we had made a couple paintings before the first frost and then the wet paint froze and then the painting cracked. I have a whole bunch of cracks all over it and it sounds like, oh, that could be cool, you should make us something really cool. But it's not. It's not.
Speaker 1:So we didn't really do anything through the winter and so then finally it warmed up and then this year we started doing a little bit different style of paintings and it takes more planning and like you tape it off and you paint something here, and you tape it off, paint something else here, and then you make this abstract type painting. So I mean, those are fun. It's a little harder for me. My husband likes it. He's more of a planner type. Yeah, I'm like, let me just, we're going to throw the paint on here and see what happens, yeah. Or he's like, oh, it didn't turn out the way I wanted. I'm like, well, my mindset is, I'm just going to do this technique and pick these colors and see what happens, you know. And that turns out pretty cool most of the time.
Speaker 2:But About as artistic as I get as well, like, I'll see what happens if I put this together, and usually for me it does not turn out very cool. It's like you'll usually find my paintings at the Goodwill, so Okay. So I wanted to circle back to the side quest terminology. Right, okay, so that comes from like gamer culture, right, yeah. Okay, I was at a workshop in Louisville a couple of weeks Well, it's been a few months ago now but and the workshop was for people who are multi-passionate and I had never heard that term before. And the workshop was for people who are multi-passionate and I had never heard that term before, and I was so excited to hear it and it's so funny because that's kind of like the side quest, I think, is the same as like a multi-passionate person.
Speaker 2:You've got like a lot of different types of interests and hobbies and you don't want to get like narrowed down into like okay, well, I'm good at accounting, so my whole life I'm going to be buried in spreadsheets. Or I'm good at floral or anything, so I have to own a floral shop. You know, I think that's such a cool way to live life because you really get to explore all the different parts of your mind and you know who you are at a more level. Yeah, awesome, so you're an artist. You're evidently found out last year A housekeeper, a landscaper. So what are your other hobbies, interests or career paths?
Speaker 1:Well, my job, my business you know, because it's business besties my business I'm in real estate. I recently got my license, but mostly what I like doing is working with off-market properties that need work. So I do marketing to find distressed properties and then I sell them to investors who fix them up to either put them in the rental portfolio or to resell to new homeowners. That's what I do as my job. But then other I guess, side quests or passions is my longest standing one, I think, is music.
Speaker 1:I play bass guitar and I've been playing it for, I think, 28 years now. So I've been in a few different bands. Wow, enjoy it. I think that's my favorite hobby. Yeah, wow, hobbies that. Then other things, like I played roller derby, but I don't do that anymore. I just felt like everybody wanted to hurt each other and I, or you know like when everybody would like hip check or shoulder check on people and fall down a lot, and I just not a fan of getting hurt. Yeah, that lasted for a couple years, though it was really fun. Really, I preferred, just like the drills, going out with the team and practicing drills, so that was really fun.
Speaker 2:I can't imagine playing roller derby being in the. Yeah, I can't. I think of like broken wrists and broken ankles and I'm just like no, I'm good.
Speaker 1:This one derby girl I met when I first started, she she was at practice but she didn't get to skate because she was recovering from a broken collarbone and she just couldn't wait to get back on the track. And I was like, no, don't hurt me. Yeah, do not hurt me, yeah, so yeah, hurt me, yeah, do not hurt me, yeah so yeah. But then I guess, when you say like, oh, you're an artist, I never really thought of myself as a visual artist, yes, like a musical artist or a culinary artist, because I love to cook, I love to cook a lot, but mostly that's because I really like to eat same.
Speaker 2:So yeah, before we started recording, you were talking about going out for walks and listening to audio books. Oh yeah, and I'm the same way, but I listen while I'm cooking. I mean, I do listen when I walk too, but I love to cook and listen to something because it's like I can just let my kind of creativity flow.
Speaker 2:I'm not like focused on not so hyper focused on you know, whatever I'm doing chopping the thing perfectly or whatever it's just like I can just kind of let go a little. Yeah, yeah, that's awesome. Ok, I'm going to circle back to real estate, because the way that you and I finally reconnected to be able to get this thing recorded was I ran into you at a networking event. Yes, that was a real estate networking event. Yes, I'm not in real estate. I don't really even know why I was there, but I See me, I guess so. But I learned something that night that I wanted to ask you about, because you host networking events for real estate.
Speaker 1:I host one every fourth Monday of the month from 6 to 8 pm and we are changing locations. This month Our previous one closed down, so now we're going to be at Mirror Twin at their cocktail lounge, which actually turned out good that our previous location closed down because we were sort of outgrowing yeah, vacation, and I'm sort of a creature of habit like set it and forget it. If you were like, oh, maybe we should get a new location, I'm like yeah, yeah, so I was sort of forced to find once. Now our new location is double the size, so now we can grow even more. So that'll be really good, that's awesome. But, yes, what were you going to ask?
Speaker 2:me about. So I was curious about the name tags. Is that a normal way that it happens at real estate networking, because make sure everybody comes along on this conversation? So there were multiple colors of name tags and each color represented a different like niche that you fill, different like niche that you fill. So you know. It was like you're an investor or you're a realtor, or you're a wholesaler, you know these things that like as a ignorant newbie walking in, I was like I don't even know what any of that really means except real estate agent and investor. And even if I did know, like I didn't know what color to pick because I'm none of those. Yeah, but is that? Is that typical or was that like unique to that one event?
Speaker 1:Well, I think they've done that before because that was a different group, so that there is a Facebook group here in town, the Bluegrass Real Estate Investors Group, and it's a group on Facebook, and so they meet once a month as well, and so a lot of times they do do that for that group Me and my group. We don't have name tags, ok, but that's probably because if we were, I'd have to go buy them and bring them.
Speaker 2:You know, forget it.
Speaker 1:You can't do that Set it and forget it, you know. So you know we don't have name tags at my group Probably should, but we don't. But that group I've been there multiple times and they do, and so I just slap on multiple ones because, yeah, I'm a realtor and I'm a wholesaler, yeah, so I have both colors on. So put first name, last name on there. I see, yeah, okay, and I should. I should put that I'm a landlord too and an investor, you know, because I have a couple rentals.
Speaker 2:So oh, wow, yeah, yeah, you can just have the whole rainbow, like, put the whole rainbow on me. Yeah, did you get into owning properties investment properties before the real estate journey, or has that come along after?
Speaker 1:Well, I've wanted to be in real estate since probably just before I turned 20. I'm 43 now. She doesn't look it, thank you. I also don't have any kids, so, yeah, it's a correlation there. For sure that helps. But yeah, so I wanted to. I never really thought, oh, I want to be a realtor, but I think I wanted to own property, right, and I have friends that I know from back then saying that I talked about that all the time and I was like, oh, I don't, I don't even know.
Speaker 2:I don't remember. I talked about so many things I can't remember.
Speaker 1:I know we give me all the side quests, you know, but yeah, so when I grew up in California and then I left California to go to college in Hawaii so California is very expensive and then I moved to Hawaii, which is even more expensive, it was I definitely had to hustle there because it was so expensive. That's why I was doing many side hustles and I had a part-time job and I was going to school full-time. So it was real rough. It was real rough living over there. I mean, it was beautiful, food was delicious, people were wonderful, beaches were gorgeous, you know. So all of those were great, but the stress of having to survive sort of overshadowed it. So my husband and I left. I met him there in Hawaii and we left there and we came to Kentucky.
Speaker 1:His brother was living here, and so I had learned about wholesaling. When I was living in Hawaii, I went to a Rich Dad, poor Dad conference and they at the free conference to talk about all these different businesses you could start, and wholesaling really jumped out at me. And so that's finding properties off market and then selling them to investors that's what wholesaling real estate is, and it really intrigued me. And so I was. My friend and I were signing up for two classes and we really wanted to do wholesaling, and the person in charge of helping us we had a little like coach to help us pick our classes told us that Hawaii was not a good market for wholesaling. And now, 15, 20 years later, in hindsight, after I know about wholesaling any place that has distressed properties or houses that are falling apart, you need wholesalers, you need people to come in and buy them and fix them up. And like every single place I lived was a POS, it was on part. One place like my bed was at an angle.
Speaker 1:Oh my gosh, but I paid like not very much, like under $300 a month to live there. So you know.
Speaker 2:Yeah, well, I was. Maybe recently. I went through a kind of tumultuous time in my life. Maybe Hypothetically I did, and maybe I decided I was just going to run away and live somewhere else. And so I really spent some time looking at Hawaii and like what would it take to live there? I'm not leaving everybody, I'm staying, but I did. I spent like probably three days like researching what would it be like to live in Hawaii, because I've always wanted to live somewhere tropical. But I'm saying that to say there were some pos homes for rent and for purchase on those sites, so I don't know what it takes to be considered distressed. Yeah, they were still so expensive, exactly, yeah, exactly. And like they were on the side of the island that all of the blogs were like do not ever think about living up there or over there.
Speaker 1:And I was like, oh my gosh, so guy was talking about you know like live in one side of the duplex and rent out the other side and it'll help you pay for your mortgage and talked about, like, how to think about the numbers so that your rent can pay for your mortgage and all this kind of stuff, right? So I'm telling my husband, I'm like, hey, you, we should buy a duplex instead of going and getting a rental, like do you think your brother would let us live here long enough to buy a place? And his brother did Like, thank you, nash. So yeah, so we lived with him for quite a few months I think seven months and we were able to buy a duplex and our tenant we inherited a tenant. One side was empty. We just moved in, we didn't do anything, we didn't paint, I think maybe we just cleaned it and got the carpets cleaned and we just moved in and she paid her rent, paid 74% of our mortgage, wow, which was very good. It was very helpful.
Speaker 2:Yeah.
Speaker 1:Like moving to a new place, you know so. So that was really good. And then, I think shortly after, like within six months of buying the duplex, I remembered about wholesaling and I was like you know, maybe this is a great place to do it, and I just jumped in and it's been great. Wow, yeah.
Speaker 2:So if this is proprietary information, you can say I choose not to answer. But when you say you're wholesaling and you're finding and purchasing off market properties, if they're not on the market, how do you?
Speaker 1:find them. There's so many different marketing, many different marketing. So really, wholesaling real estate in general, it's like as a realtor, as a wholesaler, you're actually not in the real estate business. Quotes you know I'm doing little quote fingers here. You're not in the real estate business, you're in the sales and marketing business. Yeah, so you have to do marketing to find the people who own the properties. I see that need work, okay. So there's so many different marketing channels and I remember when I first started, after we bought our duplex, I was listening to podcasts.
Speaker 1:You know I listened to podcasts a lot and I just was consuming it as much as I could. And one thing I was seeing across the board, like if you are wanting to get into it, start going to networking events and start meeting people. And so I did, and we had to. They went around the room and told everybody to introduce themselves, and so I said you know, I'm going to be a wholesaler and I'm going to buy my own properties and everybody's like, oh yeah. And this one guy said, hey, let's go out to lunch and let's talk about this. And so he was a wholesaler too and he gave me some advice and he said go out and buy some yard signs we call them bandit signs and right on there we buy houses and get a Google voice number and just go put them out there and then the people will call you if they need to sell their house. So I was like, ok, and then the people will call you if they need to sell their house.
Speaker 1:So I was like, okay, at that time, back in 2013, we had two meetup groups and they were REIA groups R-E-I-A, so Real Estate Investor Association and so for those types of groups you have to pay to be a member. And so I had reached out to both of them and you can go for free for one time. Okay. So I was like, okay, well, I'm going to go this month to this group and then next month I'll go to the other group for free, you know. And so the first one is when I met that guy who told me to get the bandit signs.
Speaker 1:So by the time the next month came along to go to the other group, I had my signs, I had written on them and I had 90 signs just scattered across our little living room and my husband's like what is happening? What is going on? What are you doing? And I'm like it's okay, I'm doing this house and everything. It's a cool project, leave me alone, yeah. So I go to the meet the next meetup, right. And I tell them this whole story. And this one guy says the next meetup, right. And I tell them this whole story. And this one guy says don't do it, don't do it. And I was like, okay, what Well? And then I just knew shut your mouth, you don't need to tell people what you're doing, just do what you're gonna do, right.
Speaker 1:So the next night I went out and I put up 90 signs. It was light by the time I was done. And by the time I was done putting out the last sign, my phone started ringing. People were calling me from my signs and like I'm driving, so I pull over. Good thing I had a notepad, I pull over, and I just started taking notes. I had no idea what I was doing, had no idea what I was looking for, and so by the time I'm done with this one person, my phone's ringing again. So I just sat there in the parking lot for a while Taking phone calls, just taking phone calls. Oh my gosh.
Speaker 1:Finally this one call comes in and this guy's like are you that girl? I told not to put signs out and I said, yes, sir, I am. He said did you put them out anyways? And I said, yes, sir, I did. And he was like, good for you all the notes I had taken. And he's like, okay, I know that guy, he's a buyer, he's not going to sell you anything. Yeah, that doesn't sound like a good lead. That doesn't. This one sounds like a good lead. Keep following up on this. So I did, I kept following up and finally I got an appointment and I told him and I said you want to come? And he's like, yeah, so I ended up selling it to him. I made $5,000 dollars. It was the most money I'd ever made at one time. I was just like I'm rich.
Speaker 2:Yeah, no, for real, I would take five thousand dollars right now. Then that's awesome. So do you still have a relationship with that mentor or?
Speaker 1:I did for a while. But then you know, he was like you know you can go on your own and I was like okay how cool, though, that he was willing to like yeah, he was very instrumental in my wholesaling journey, for sure, that's incredible.
Speaker 2:I love that story for him. Yeah, yeah, okay. So you put yard signs out and people call you and you I'm assuming over the years you've gotten more sophisticated and there are other.
Speaker 1:I actually still put out signs. Yeah, you know, I just did a couple weeks ago. I probably need to go put some more out on Friday, okay, but yeah, I still do that, but I still. But I also do other things as well.
Speaker 2:Yeah.
Speaker 1:Yeah, I do multiple different things to find my leads.
Speaker 2:Yeah well, yeah yeah, I do multiple different things to find my leads, yeah Well, and I'm sure that like having such a vast network of people that are in similar fields. So if, like, maybe they find something that's not a good opportunity for them, they can say hey, christine, you want to take a look at this and see.
Speaker 1:That's great, yeah, so sometimes the people I sell my wholesale deals to, they're like, hey, I have these properties, my renter is moving out, I don't want to deal with them, I want to offload it, I want to wholesale it out for me. And I'm like sure, and I was like, so I do.
Speaker 2:That's incredible. Yeah, wow, all right. So the worst part about doing this podcast you are my 26th interview the worst part for me is that every time I talk to somebody, I'm also kind of a multi-passionate person, so I talk to him and I'm like I want to do what you're doing. That sounds so fun. We can help you. All right, I'll help you too. Okay, cool, we're now teammates. We got this Cool. Do you want to say anything else about the networking group that you did?
Speaker 1:You found it. Yes, I did. So I did. I did have this one. I was in this one mastermind for wholesaling and he was up in Louisville and there was one other girl in that mastermind who was also in Lexington. So we became friends and our mentors really suggested to us that we started meetup. I'm like you know there already is one. He's like it's OK, there could be more than one. So I was like, ok, great, so we just that month started it, and that was this December. We'll make the third December that we've done it. Wow, yeah, and so mine.
Speaker 1:The other meetup that I met you at is more of a real estate investor group, and mine is a real estate networking group. So I advertise it as if you are in real estate or if you want to have clients who are in real estate, come to my meetup. I see so there's, you know, investors. There's wholesalers, realtors, landlords. There's landscapers, there's insurance people, there's cleaning people, there's financial advisors. If you come, there'll be an accountant, yeah, you know. So you know, if you want to have clients who are in real estate, then you should come. If you want to get into real estate, you should come.
Speaker 1:If you're already in real estate, you should come, and sometimes we do have sponsors and they'll get up and talk about they'll like buy food for the group and get up and talk about whatever their business is, and so I normally like to keep that around 15, 20 minutes, yeah, and then so that way we can network more after the fact. But it's really fun time Every month we have somebody new. There's always at least one person new every single month and there's always at least one person new every single month and there's regulars. We've become friends and get to chat it up. Sometimes we stay an hour late just talking. Hanging out has been really fun, that's awesome.
Speaker 2:Well, I think in the Small Business Bestie group I know that there are so many people that could benefit from just a laid back networking environment that ties them into some of the folk in the real estate world, you know. So hopefully that will help.
Speaker 1:Like having an invitation extended you know For sure, I do have this one friend. She has a different type of business and real estate. People might not necessarily have been her focused client, the client that she was looking for, but she was wanting to practice networking. Yeah, and I said you should definitely come to mine, like, you can follow me around and I can introduce you to people. And she ended up not needing me to take her around and introduce her because she did so great herself. That's awesome. She was able to just do the networking on her own. Yeah, it was really fun.
Speaker 2:That's kind of how I ended up at the real estate group that you and I saw each other at. It was like I kept seeing these real estate groups popping up on my you know feed or whatever on Facebook and I thought I'm just going to go see what the environment is like, you know, see if it's somewhere that I can just go network even though I'm not in real estate necessarily, you know but just to meet new people. Because what I've found is that you know the groups that I'm a part of and the events that I go to, I'm seeing the same, you know, and there's like that core group of people you see over and over and over. And I felt like, man, I've got to do something different to continue to expand my network, because right now I'm locked into the same people that I see, you know, at all these different events. And it worked, because I went in there and I didn't know a soul, I didn't know anyone there until I jumped in, yeah, and even then I was like who, what? Oh, yeah, yeah.
Speaker 2:So I highly encourage going out and, you know, trying new groups and, even if they don't seem like they're going to be a perfect match, like, go ahead and show up. The worst that's going to happen is you show up and feel like, oh, I shouldn't have come here, and then you just leave, and then you can go, yeah, yeah. But just from that one event I made like five new connections. Oh wow. So yeah, yeah.
Speaker 1:Absolutely, absolutely, yeah, absolutely, yeah. That group is a lot bigger than mine, though I have to say that was a lot of people there, it was a lot.
Speaker 2:It was a lot, yeah, even for someone who like networks a lot and I go to a lot of things. I walked in and was like whoa, I don't think you could put any more people in this room, but awesome, I'll definitely start showing up to yours when it works out with my schedule. You said it's the fourth Monday at Mirror.
Speaker 1:Twin At Mirror Twin. Yes, so it's the fourth Monday, not the last Monday. Okay, like September has five Mondays this year, oh, okay, so we're not meeting on the last one, but the fourth one.
Speaker 2:Okay, and what time do you guys start? Six to eight, six to eight.
Speaker 1:Yeah, and if you have to be a little bit late that's okay, because we're mostly networking. So Awesome.
Speaker 2:Yeah, well, I've really enjoyed this conversation. I'm so glad that you came. Is there anything like a tip, piece of advice or a funny story, anything like that, that you want to kind of leave everybody with before we go?
Speaker 1:Well, maybe like a tip, because a lot of times we research and we just want to learn everything there is to do with whatever it is we want to do, and you can watch a million YouTube videos, you can listen to a million podcasts, but there's no education like action. So if you are wanting to start a business or do anything, start a new hobby, you can learn all about it you like, but take action and just do it. At least take the first step and see how it goes.
Speaker 2:Yes, do it even when you're scared. Do it even when you're ignorant sometimes. Yes, yeah, I love that. Well, I'll be sure to link all of your social media. Thank you, do you have a website?
Speaker 1:Yes, what's the website? It's sidewalkpropertiesolutionscom. Okay, yeah, so if you have a property you want to sell, you can go on there and you can put in the information and I'll give you a call and we can set up an appointment so I can see your house.
Speaker 2:Cool. Well, I'll link out to your website and all your social media, and I've really enjoyed having you. I hope that we'll run into each other a bunch from this point forward. Yes, me too. Thanks so much for having me. We'll talk to you guys later. Thanks for listening, friends, my name is Michelle Smock and I own Cultivate Accounting, a boutique accounting firm specializing in small business, and I own Small Business Bestie, where I help women entrepreneurs go from idea to launch and beyond. Check the show notes for links to my website and socials, and also please take a moment to subscribe and review. It really would mean the world to me.